Medical Benefits

The following benefits are paid at AHFoZ awards.

  • Hospitalization in a Private Hospital is paid at 100% up to a two bedded ward.
  • Hospitalization in a Government, Mission or Municipal hospital including Parirenyatwa is paid in full.
  • In-hospital drugs are paid in full whilst in a Private, Government, municipal or Mission hospital (To-Take-Out Drugs are paid up to 7 days stock).
  • Ambulance Service:- Private Critical Care Ambulance is fully covered for life threatening situations only.
  • General practitioners.
  • Specialist Treatment Services by Private/Government specialists.
  • Pathology and Radiology Services at Private/Government facilities (a non-refundable co-payment may apply for certain tests).
  • Blood Transfusion Services (BTS) (a non- refundable 20% co-payment applies).
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