The following benefits are paid at AHFoZ awards.
- Hospitalization in a Private Hospital is paid at 100% up to a two bedded ward.
- Hospitalization in a Government, Mission or Municipal hospital including Parirenyatwa is paid in full.
- In-hospital drugs are paid in full whilst in a Private, Government, municipal or Mission hospital (To-Take-Out Drugs are paid up to 7 days stock).
- Ambulance Service:- Private Critical Care Ambulance is fully covered for life threatening situations only.
- General practitioners.
- Specialist Treatment Services by Private/Government specialists.
- Pathology and Radiology Services at Private/Government facilities (a non-refundable co-payment may apply for certain tests).
- Blood Transfusion Services (BTS) (a non- refundable 20% co-payment applies).